Scams are a widespread problem, and newcomers to Canada are not immune. From phishing emails to investment fraud, newcomers can encounter various scams that may lead to significant financial and personal losses. This blog aims to help newcomers recognize common scams in Canada and offers tips on how to protect themselves.

Types of fraud targeting newcomers

1. Phone Call scam

The most common scam international student face is phone call scam from people pretending to be a government official and asking for you personal information such as SIN number, Bank details, UCI number etc. Sometimes it might be automated messages asking to pay fees and if you don’t you will get deported and Some of them will say your SIN (social insurance number) has been suspended.

How to Avoid

Hang Up: If you receive an unsolicited call demanding personal information or payment, hang up immediately.

Verify Caller ID: If you are expecting a call from CRA you can ask for caller’s name, work section, office address and let them know that you want to verify first and then share the information.

2. Email Scam

Email scams are also common among international students. For example, you might receive an email from someone pretending to be the CRA, telling you that you have a new message or notice of assessment in your secure account. Scammers will send emails that look like they're from the CRA, asking for your personal or financial information. These emails often contain links that, if clicked, can infect your computer with a virus and might steal your personal data. This type of email is called a phishing email so Beware of this kind of emails.

How to Avoid: Verify Sender: Check the email address carefully and if you fill like its not legit Delete those emails instantly without clicking on any links in it.

3. Text Message/E-transfer scam

Scammers might send you a text message claiming that a certain amount of money has been sent to you, with a link to accept it. If you click on the link, your personal info and bank details might get stolen. Other fake messages might say, "Hey, did you receive the e-transfer I sent you?" These are potential scams designed to trick you into giving up your information.

How to Avoid: Delete those messages: Delete those messages and block and report the number you got the text from.

4. Employment Scam

Scammers might call, text, or contact you through social media to offer a job opportunity. Once you agree, they will send you a form asking for your bank details, SIN number, and other personal information.

**_How to Avoid: _**Research the employer: verify that it’s a legit company and have posting on their website.

Job Offer: Beware of job offer who offers you job without any interview or background Check.

5. Online Website

Many online websites can be potential scams, such as ticket booking sites, contest entry sites, and online gambling platforms. These sites might look legitimate, but once you make a payment, you could be scammed. Online fraud is often untraceable, so you will likely lose your money with no way to get it back. Be cautious when using these websites.

How to Avoid: To avoid scams when buying something online, never use E-transfer to send money. Instead, always use a credit card for online payments. With a credit card, you can dispute the transaction and have a chance to get your money back if something goes wrong. It provides added security and protection against fraudulent transactions.

6. Fake Price and Contest

Scammers may contact you via text, email, or phone call claiming you've won a contest. They'll ask for your bank details to supposedly transfer your prize money.

Awareness is crucial in safeguarding yourself from scams, especially for newcomers to Canada. By staying informed and vigilant, you can greatly lower your chances of falling victim to fraud. Keep in mind that if something sounds too good to be true, it likely is. Always verify information before trusting it.